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Corporate TaxArticle·22 April 2026

MAT Inapplicable to Banks

By J the App

Executive Summary

MAT (Section 115JB): Held not applicable to nationalised banks constituted under the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970. 

Leave Encashment: Deduction allowed only on payment basis under Section 43B(f). 

Section 14A: Deletion upheld; no disallowance warranted where own funds exceed investments. 

TDS Issues:

o Short deduction: No disallowance u/s 40(a)(ia). 

o Payments to VISA (non-resident): Not taxable in India , no TDS obligation no disallowance.

Issues for Determination

1. Whether Section 115JB (MAT) applies to nationalised banks not in...

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